Insurance and Billing

Eye Doctors of Washington is happy to work with you to make your eye health as affordable as possible. We accept a variety of insurance as well as HSA and FSA. If you have any questions about insurance or payment, please don’t hesitate to give us a call.

Please review the information and Frequently Asked Questions below. Feel free to contact us if you do not find the information you need.

Medical Insurance for Eye Care

Most health insurance plans will cover medical eye exams. A medical eye exam may include the treatment of conditions such as diabetes, cataracts, glaucoma, or uveitis. We accept most major medical insurance carriers, including Medicare, BCBS, AETNA, and CIGNA, but we may not participate in every individual plan that is offered. Please check with your provider to confirm your coverage prior to your examination.

Vision Insurance for Eye Care

Vision plans cover routine eye services such as annual eye exams, glasses, and some contact lens services. Many vision insurance plans do not cover contact lens fittings/evaluations as this is typically considered an elective service. If your eye doctor decides during your eye exam that you need to be examined for a medical condition, such as glaucoma or cataracts, you will be referred to one of our ophthalmologists for a separate medical visit and further treatment.

We accept vision insurance plans administered by Vision Service Plan (VSP), including Metlife Vision & Cigna Vision. Feel free to contact us if you need assistance figuring out if your specific vision insurance plan is accepted.

Billing for Routine Eye Exams vs Medical Eye Exams

We understand that navigating insurance can be confusing. Your visit to the eye doctor may be categorized as “medical” or “routine” by your insurance provider. Your medical insurance covers a medical eye problem but may not cover a routine eye exam – some plans include routine benefits. Depending on your policy, a routine exam may not be covered due to vision plans that are combined with your medical insurance but are considered separate coverage. Though this type of coverage is very common, there are some medical insurances that cover one routine eye exam every one to two years.

We know that this may seem very complicated, and we work with our patients to provide assistance in figuring out your individual coverage. We always advise you to verify your benefits with your insurance provider.

Please have your account number ready and enter “EDOW” for the Doctor code. Your account number can be found on your statement.

Questions About Your Bill
Should you have any billing questions please reach out to our billing office at 301-670-4250 ext: 426. Our billing office is open from 8:30 am – 5:00 pm M-F

Frequently Asked Questions About Billing

Based on the type of medical insurance you have apart from your co-pay, you may have other out-of-pocket expenses that you are responsible for as part of your plan such as a deductible or co-insurance.

A deductible is a specified amount of money that the insured person must pay before an insurance company will pay a claim. Not everyone has a deductible and not all deductibles are the same. We always advise our patients to call their insurance for exact information of their own plans.

A coinsurance is a shared cost of healthcare service. It’s usually figured as a percentage of the amount we allow to be charged for the services. You start paying your coinsurance after you have met your deductible.

A refraction may be performed by either the doctor or a technician, and typically involves questioning along the lines of, “Is 1 better than 2?” Medicare and many other insurance plans consider refraction to be routine vision care not covered under their medical coverage. Therefore this amount is charged separately and is paid directly by the patient.

The cost of your visit is based on the reason for your visit and the level of care provided. Therefore we are unable to give you an exact charge amount beforehand.

Lasik surgery is not covered by medical or vision insurance since it is considered an elective procedure. Please check out our LASIK page for more information and financing options.

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(301) 215-7100

Our locations

Plaza North
4600 North Park Ave.
Chevy Chase, MD 20815
Chevy Chase Metro Building at Wisconsin and Western Avenues
2 Wisconsin Circle, Suite 230
Chevy Chase, MD 20815
8230 Boone Blvd, Suite 125
Vienna, VA 22182
5420 Olney Laytonsville Road
Olney, MD 20832
1016 16th Street NW
Lower Level 100
Washington, DC 20036
1145 19th St NW
Suite 335
Washington, DC 20036

Online Scheduling Maintenance

Our online scheduling portal is undergoing maintenance. We apologize for the inconvenience. Please call our office at 301.215.7100 to schedule an appointment. We look forward to seeing you as a patient!