Ways To Pay

Card on File

Eye Care Payments Made Simple, Save Time with Credit Card on File. As Easy as Netflix or Amazon!

We value your time and want to make your experience seamless. That’s why we now offer secure credit card-on-file (CCOF) payments, giving you a convenient way to handle copays, balances, and services without the extra paperwork or phone calls.

Ease & Convenience — No more checks or in-office payments
100% Secure — Encrypted and stored safely like top retailers
Automatic Payments — No more missed bills or late fees
You Stay in Control — You’ll always be notified before any charge

Your card is securely stored and utilized only when necessary, ensuring complete transparency. Imagine it like your favorite subscription services crafted for your convenience and peace of mind.

HSA / FSA Accounts

Eye Doctors of Washington is pleased to work with you to make your eye health affordable. We accept various insurances, as well as your Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA), as convenient payment methods for your eye care needs. Whether you need an eye exam, prescription eyewear, or specialized treatment, your HSA or FSA funds can be used to cover eligible services and products. It’s a smart way to manage your healthcare expenses while investing in your vision and overall eye health.

Please review the information and Frequently Asked Questions below. Feel free to contact us if you do not find the information you need.

Medical Insurance for Eye Care

Most health insurance plans will cover medical eye exams. A medical eye exam may include the treatment of conditions such as diabetes, cataracts, glaucoma, or uveitis. We accept most major medical insurance carriers, including Medicare, BCBS, AETNA, and CIGNA, but we may not participate in every individual plan that is offered. Please check with your provider to confirm your coverage prior to your examination.

Vision Insurance for Eye Care

Vision plans cover routine eye services such as annual eye exams, glasses, and some contact lens services. Many vision insurance plans do not cover contact lens fittings/evaluations as this is typically considered an elective service. If your eye doctor decides during your eye exam that you need to be examined for a medical condition, such as glaucoma or cataracts, you will be referred to one of our ophthalmologists for a separate medical visit and further treatment.

We accept vision insurance plans administered by Vision Service Plan (VSP), including Metlife Vision & Cigna Vision. Feel free to contact us if you need assistance figuring out if your specific vision insurance plan is accepted.

Accepted Insurance

Aetna
Aetna Innovation Health
Alliance
Anthem Blue Cross Blue Shield
Blue Cross Blue Shield
CCN Network
Cigna
Coventry

EHP
Eyecare America
First Health Network
Golden Rule
GEHA
Kaiser Multiplan
Lifebridge
Managed Choice
Meritain Health

Tricare
United Healthcare
Veterans Choice Program
Medicare
Medicare Advantage – Aetna
Medicare Advantage – Cigna
Medicare Advantage – Blue Cross Blue Shield

Billing for Routine Eye Exams vs Medical Eye Exams

We understand that navigating insurance can be confusing. Your visit to the eye doctor may be categorized as “medical” or “routine” by your insurance provider. Your medical insurance covers a medical eye problem but may not cover a routine eye exam – some plans include routine benefits. Depending on your policy, a routine exam may not be covered due to vision plans that are combined with your medical insurance but are considered separate coverage. Though this type of coverage is very common, there are some medical insurances that cover one routine eye exam every one to two years.

We know that this may seem very complicated, and we work with our patients to provide assistance in figuring out your individual coverage. We always advise you to verify your benefits with your insurance provider.

Pay Your Bill Online

Please have your account number ready and enter “EDOW” for the Doctor code. Your account number can be found on your statement.

Questions About Your Bill
Should you have any billing questions please reach out to our billing office at 301-670-4250 ext: 426. Our billing office is open from 8:30 am – 5:00 pm M-F

Frequently Asked Questions About Billing

Based on the type of medical insurance you have apart from your co-pay, you may have other out-of-pocket expenses that you are responsible for as part of your plan such as a deductible or co-insurance.

A deductible is a specified amount of money that the insured person must pay before an insurance company will pay a claim. Not everyone has a deductible and not all deductibles are the same. We always advise our patients to call their insurance for exact information of their own plans.

A coinsurance is a shared cost of healthcare service. It’s usually figured as a percentage of the amount we allow to be charged for the services. You start paying your coinsurance after you have met your deductible.

A refraction may be performed by either the doctor or a technician, and typically involves questioning along the lines of, “Is 1 better than 2?” Medicare and many other insurance plans consider refraction to be routine vision care not covered under their medical coverage. Therefore this amount is charged separately and is paid directly by the patient.

The cost of your visit is based on the reason for your visit and the level of care provided. Therefore we are unable to give you an exact charge amount beforehand.

Lasik surgery is not covered by medical or vision insurance since it is considered an elective procedure. Please check out our LASIK page for more information and financing options.

Get the Care You Want, When You Need It*

Help pay for your family’s vision care with the CareCredit healthcare card. Use your credit card to pay for:

Glasses and sunglasses*
Contact lenses*
LASIK
And more.

CareCredit Calculator

LASIK With CareCredit

CareCredit is the healthcare credit card designed exclusively for healthcare services with special financing options.*

Whether it’s a routine checkup or a LASIK procedure, you shouldn’t have to worry about how to get the best eye care.

With CareCredit you can choose to reserve your cash and free up your general-purpose credit cards for other expenses. Once you have CareCredit, you can use it as often as you want, without reapplying, as long as you have available credit. CareCredit is accepted at more than 200,000 providers nationwide.

Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.

*Subject to credit approval. Minimum monthly payments required.

Apply now for CareCredit